1. Acceptance of Terms
This website is operated by , practising under the name , from . By accessing the website you confirm that you are able to enter into a contract and that you accept these terms. If you do not agree with any part of them, please do not use the website.
2. Website Use
The website may be used for lawful purposes only — to learn about the services offered and to make an enquiry. You agree not to interfere with the site's operation, attempt unauthorised access, or use it to transmit harmful or unlawful content.
3. General Website Information
The content on this website is general in nature and published for information purposes. It is not a recommendation for your specific circumstances, and it does not constitute an offer or a contract. Any personalised suggestion is made only after a direct discussion in which your requirements are properly understood.
Reasonable care is taken to keep the content accurate, but no warranty is given that it is complete or current at all times. Access to the site may also be interrupted for maintenance or for reasons outside our control.
4. Insurance Information
Insurance products referred to on this website are provided by the respective insurance companies and are governed by the terms, conditions, exclusions, waiting periods and charges in the documents issued by those companies.
Features, eligibility rules and pricing are set by the relevant insurance company and may change. Please read the official product and policy documents carefully before making a decision.
5. No Guarantee of Policy Approval
Submitting an enquiry, or an application, does not guarantee that a policy, loan or other product will be issued or approved. Acceptance is at the sole discretion of the company concerned and depends on its underwriting, eligibility and documentation requirements.
6. No Guarantee of Returns or Financial Outcomes
No assurance is given regarding investment performance, returns, claim settlement, tax treatment or any other financial outcome. Where a product carries market risk, the value of your investment can go down as well as up. Tax treatment depends on the law in force and on your individual circumstances, and can change.
7. Advisor-Client Communication
When you submit an enquiry or contact us by phone, WhatsApp or email, you consent to being contacted on the details you provide, in connection with that enquiry. Please make sure those details are accurate; a response cannot be delivered to an incorrect number or address. Response times are usually within one working day but are not guaranteed.
8. Third-Party Links
This website links to or embeds third-party services and documents, including Google Maps, WhatsApp and product brochures published by other companies. Those services and documents are not under our control, and we are not responsible for their content or practices. Accessing them is at your own discretion and subject to their own terms.
9. Intellectual Property
The design, layout, text and images of this website belong to or are used with permission. You may view and print pages for personal reference. Copying, republishing or commercially using any part of the site without written permission is not allowed. Company names, logos and trademarks referred to on this site belong to their respective owners, and their appearance does not imply that those companies own, endorse or operate this website.
10. Limitation of Liability
To the extent permitted by law, shall not be liable for any indirect, incidental or consequential loss arising from the use of, or the inability to use, this website, or from reliance on general information published on it. Decisions about buying, continuing, surrendering or claiming under any product are yours, ideally taken after a proper discussion and after reading the relevant document.
11. Website Changes
The content of this website, and these terms, may be revised at any time. The current version is always published on this page with its effective date. Continuing to use the website after a change means you accept the revised terms.
12. Governing Law
These terms are governed by the laws of India.
To be completed The city whose courts will have exclusive jurisdiction has not been supplied. Please confirm it so it can be inserted here; nothing has been assumed on your behalf.